Are you planning to purchase an imported car, or have you bought one already? Insuring an import often is a frustrating and expensive process?but it’s not impossible. Just be ready to do some research, ask questions, and probably contact several insurance providers.
Keep in mind, while you can get a deal on importing a car, you may lose whatever money you save when you purchase insurance for the car. That is why it?s important to get an insurance quote before you import the car. Shop around and get several insurance quotes in order to get a competitive rate. If your imported vehicle is a sports car, expect to pay more for insurance. That?s because sports cars traditionally cost more to insure simply because they are more prone to accidents.
Most insurers will offer you a policy for your import provided they can locate the vehicle identification number (VIN) or car registration numbers. If they cannot find the registration number in their databases, then you need to see if the insurance company can find your exact model in their look-up table. If that does not work for you, you will have to inquire of another insurance provider.
Some companies will only offer policies for the most popular models, and then only for market value. Other companies will write policies for modified imported vehicles as long as the modifications are not “substantial.” If the modifications are deemed “substantial,” then you probably need to find a carrier specializing in substantially modified imported cars. One carrier may rate your modifications are “substantial,” while another may not. That’s why it can be very important to do you research.
In addition, some insurance providers will not insure imports that are European versions of a UK car, but with left hand drive. This is something to keep in mind when importing a car and trying to obtain an insurance quote.
Don’t forget to check your car’s security fittings. These are very important for determining whether your vehicle can be insured at all, and also have considerable impact on cost. Not having the proper security fittings
While finding proper insurance for an imported car can be time consuming and expensive, it is not impossible. Do your homework and ask questions. Call your auto dealer and ask for insurance provider suggestions and recommendations. If your imported vehicle is a sports car, look at joining a club or organization for sports car owners. You can often get insurance at a discounted rate simply because you are a club member. Clubs often work out deals with insurance providers for their members. Ask about what benefits are available to you. Finally, make sure you purchase comprehensive insurance for your imported vehicle. This is most likely an expensive investment, and it needs to be properly and thoroughly protected.
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Tags: Sports Car, Car Registration Numbers, Imported Vehicles, Insurance Quotes
