All drivers in the area are required to carry Seattle Auto Insurance coverage. The probability of drivers being in an accident at some point in their life is very high.
Low speed and low impact collisions are responsible for injuries to drivers and passengers every year. A rear end in slow moving traffic is an example of this. Injuries resulting are usually soft tissue related and are difficult to diagnose and treat.
Damages and injuries resulting from the collision will be assessed by an insurance adjuster before the insurance provider will make any payments. The insurance provider can be independent or work solely for your insurance provider. If the collision you were in was quite minor, they may not believe that you were really injured.
Knowing what their approach will be if you find yourself in this situation can be helpful. You should expect the adjuster to be skeptical if not trying to prove that you were not actually injured.
A low speed accident is pretty self explanatory. Low impact accidents relate to the difference in speed between the vehicles involved in the accident. Such as if you are going 45 mph and collide with a vehicle going 55 mph, then the difference is 10 mph and therefore low impact.
The other driver’s insurance provider will be liable for the expenses if he is responsible for the collision. Despite this fact, if he is uninsured or if his insurance provider will not accept liability, then you will need to submit a claim to your insurance provider.
Collision coverage on your auto insurance policy will pay for the damages to your vehicle if you have to file a claim with your own provider. Any injuries will be covered under your health insurance policy and not your auto insurance.
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